Steve on Disability

Monica Soltes on Disability Coverage

What if you or an employee can’t work, because of health problem? 

What plans to you have to pay the bills?

How long can you go without a paycheck?

A Disability Insurance Policy  can provide you with up to 1/2 of your regular paycheck or business earnings.  Social Security Disability and SDI might not be enough or work for you.  Having coverage is very important as  1/2 of all bankruptcies involve medical issues

Coverage up to 50% of earnings should come close to being equal to your current income, as you don’t have the expenses of going to work and lower taxes. One in Four of today’s 20 year olds will become disabled before age 67 and the length of time one is disabled is getting longer too. Standard Flyer

The benefits are usually Income Tax free and of course, the Insurance Company wants to encourage you to go back to work, so they don’t want you to make too much by not working.

Take a look at the videos and brochures on this page to learn more. 

Click here to get an individual quote.  

Medical coverage under Health Care Reform only pays for 10 essential benefits, not lost income.

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