Final Expense, almost and  GUARANTEED issue Life Insurance:

Fidelity Life Brochure – Simplified Medical Questions – Graded Death Benefit

Gerber Life -We don’t get paid if you do it on their website directly so  email us [email protected] for further details and enrollment.

North Coast Graded Death Benefit – Simplified Issue – 5 questions

United (Mutual) of Omaha – Living Promise (Website General Info)

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Questionnaire’s to see if you might qualify for a rated policy, rather than simplified or guaranteed graded benefits.  These policies should work for terminally ill, obesity, HIV and cancer as long as one lives long enough and can answer the questions favorably.

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Simplified Sample Questions

Fidelity Life - Simplified Questions

North Coast Life

Five Medical Questions:

If the answer to any of the following questions is “YES”, the proposed insured is not eligible for the insurance applied for.

Is the proposed insured currently: Bedridden at home or confined in a hospital, nursing home, or long term care facility?

Has a member of the medical profession ever diagnosed or treated the Proposed Insured for Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC)?

Within the past year has the Proposed Insured:

(a) had a stroke, angina, heart attack or failure, cardiac or circulatory surgery, or Diabetes (requiring shots)?

(b) had or been treated for internal cancer or melanoma, leukemia, kidney failure, Alzheimer’s disease, alcoholism, drug dependence, or liver cirrhosis?

(c) used oxygen equipment to assist in breathing or had any amputation caused by disease? (nc

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Final Expense –
Graded Premium Almost Guaranteed Issue Life Policies
Graded Premium Almost Guaranteed Issue Life Policies

Increasing Cost of Dying

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graph increasing cost of dying

Costs of the last 2 months of life

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cost of last two months of life

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