Confidential Life Insurance – Can I Insure someone without them knowing about it? 

Yes, you can now insure against financial loss as a result of the death of another person, with whom there is an INSURABLE interest, like alimony or child support without the insured person’s knowledge. Additional  examples would be Bank Loans, Divorce Settlements, Investors, Business Managers/Agents, Movie Productions, Business Buy Outs/Buy Ins, Surrogate Mother Contracts  .
Confidential Brochure

Can one get a policy on their Mother who would refuse to take a physical?

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